Saving money habit will improve the quality of life and will help you to feel better and to sleep better. One will be happier knowing he/she has some money aside for unexpected expenses and look forward to achieve some of their dreams. Emarks Nidhi Limited has introduced uniquely designed “Savings Account” to inbuilt the habit of saving among its members. We offer higher interest rate on Savings Account on daily balances than others. Savings Account with us is always safe, reliable and growth bound.
Emarks Nidhi Limited Offering Savings Account to its members with following attractive features:
• Earn up to 5.50% p.a. from your Savings Account with us.
• No Min AMB (Average Monthly Balance) Required, No Annual Fees for Maintenance.
• Minimum amount of deposit for opening a Savings Account with us is Rs. 500 only.
• Passbook and Monthly Account Statements will be provided.
• The money can be withdrawn and deposited by using Withdrawal/Deposit slip in the concerned branch(es).
• Nomination Facility available for Savings Account.
• To enable the depositor(s) to earn high rate of Interest below are the slabs for Interest Rates provided:

Terms & Conditions:
• It is mandatory to become a member in Emarks Nidhi Limited to open a Savings Account.
• It is Mandatory to complete the KYC Norms.
• Savings Account is of continuing nature. There is no maximum period.
• Loan will not be provided against the balance kept in Savings Account.
• Interest amount is subject to TDS deductions as per existing income tax rules.
• Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Savings Account.
• Interest rates are subject to change at the sole discretion of the Emarks Nidhi Limited.
• Emarks Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.